Home Loans

First Pioneers Federal Credit Union can help you reach your homeownership dream.

All of our mortgage offerings have the following benefits:

• We can get you a commitment within 24 hours
• We can generally complete and close the loan within 30 days
• Pre-approval available
• Feel free to use your own attorney or we can recommend one
• Loans available on your primary residence or on a second home
• Reasonable fees, friendly and professional service

The mortgage process can be complex and hard to understand. Our knowledgeable and experienced staff will lead you through the process so that you will make the right decisions for yourself and your family.

First Pioneers Federal Credit Union offers home equity line of credit loans (or HELOC) for people who own their own homes.

Loans are based on the difference between what your home is worth and what you owe on the mortgage. The rates are based on the prime rate at the end of each quarter. You use the money as you see fit.

The whole process is easy to accomplish. Contact one of our loan officers for more information.

Home Equity Regulations (Reg Z 226.5 B & Reg 226.16 ).