Rates

  Savings

    
  
  Product
    Dividend/Interest Rate
    APY*
    Term
  

  Regular Shares
    0.25
    0.25
    N/A
  

  Special Shares/Vacation Club
    0.25
    0.25
    N/A
  

  Christmas Club
    0.25
    0.25
    N/A
    

  Explorer Club Savings
  

    Rate for Balances Under $3,000
    3.74
    3.80
    N/A
  

    Balances over $3000 earn Regular Savings Rate
    0.50
    0.50
    N/A
  

  L’Argent Money Market
  

  $500-$10,000
    0.50
    0.50
    N/A
  

  $10,000-$25,000
     0.50
    0.50
    N/A
  

  $25,000 and up
     0.50
    0.50
    N/A
  

    
  Checking

    
  
  Product
    Dividend/Interest Rate
    APY*
    Term
  

  Prestige Checking
    0.10
    0.10
    N/A
  

    
  CDs (Minimum Deposit $1,000.00)

    
  
  Product
    Dividend/Interest Rate
    APY*
    Term
  

  6-Month Certificate
    3.93
    4.00
    6 Months
  

  12-Month Certificate
    3.45
    3.50
    12 Months
  

  18-Month Certificate
    2.72
    2.75
    18 Months
  

  24-Month Certificate
    2.72
    2.75
    24 Months
  

  36-Month Certificate
    2.72
    2.75
    36 Months
  

  48-Month Certificate
    2.72
    2.75
    48 Months
  

  60-Month Certificate
    2.72
    2.75
    60 Months
  

    
  IRAs

    
  
  Product
    Dividend/Interest Rate
    APY*
    Term
  

  24-Month Certificate
    2.72
    2.75
    24 Months
  

  36-Month Certificate
    2.72
    2.75
    36 Months
  

  48-Month Certificate
    2.72
    2.75
    48 Months
  

  60-Month Certificate
    2.72
    2.75
    60 Months
  

  IRA Traditional, Roth & Educational Variable Rate
    0.25
    0.25
    N/A
  

    

*APR = Annual Percentage Rate. All Secured Loans are available for an estimated term of 12, 24, 36, 48, 60 or 72 months. Your exact ANNUAL PERCENTAGE RATE for a signature or secured loan will be determined at the time you apply for a particular loan, based upon your credit worthiness at that time and will be disclosed on your Advance Request Voucher/Disbursement Voucher.

**APY = Annual Percentage Yield. ALL SAVINGS ACCOUNTS ARE FEDERALLY INSURED THE NATIONAL CREDIT UNION ADMINISTRATION (NCUA), AN AGENCY OF THE U.S. GOVERNMENT.

ALSO, PREVIOUS LEGISLATION THAT INCREASED NCUSIF COVERAGE FOR RETIREMENT ACCOUNTS ALSO HAS A PROVISION FOR POTENTIAL INCREASES IN THE INSURANCE LIMITS ON ALL SHARE ACCOUNTS, INCLUDING RETIREMENT ACCOUNTS, EVERY FIVE YEARS. THIS PROCESS WILL BEGIN IN 2011. CHANGES, IF THEY OCCUR AT ALL, WILL BE BASED, IN PART, ON INFLATION.

Online Banking

Rates

Savings

Checking

CDs (Minimum Deposit $1,000.00)

IRAs